Financial impact tools

Quantify the impact

Every result updates as you type. Formulas and assumptions are shown beneath each calculator.

Foreign Exchange Exposure Calculator

Foreign currency amount

FCY

Current rate

FCY/NZD

Foreign units per NZD 1

Stress rate

FCY/NZD

NZD at current rate$200,000

NZD at stress rate$218,182

NZD move8.3% weaker NZD

Illustrative loss-$18,182

How this is calculated

Convention: rate = foreign currency per NZD 1 (e.g. 0.60 USD per NZD)
NZD amount = foreign amount ÷ rate
Importers lose when the NZD weakens (rate falls); exporters gain
Illustrative only — hedging decisions should be made with your bank under a written policy, not by trying to predict rates